What should first-time drivers know? *

*Collaboration

Just passed your driving test? Congratulations! Being a first-time driver can be daunting, but it offers you so many opportunities at the same time. There’s a lot to get your head around, from car insurance and road tax to car servicing and maintenance. But here are some of the most important things to consider early on as a new driver.

Understanding your car

Before you start driving regularly, take the time to get to know the car you’ll be using. Whether it’s your first vehicle or a family member’s, familiarise yourself with the dashboard controls, get a feel for the clutch and steering, and take time to find the right driving position. 

It’s always worth learning how to check certain things, such as oil and coolant levels and tyre pressures. Regular maintenance checks can prevent breakdowns and extend the life of your vehicle. Keep the car’s manual close in case you need to troubleshoot any problems.

Safety first

Safety should be your top priority whenever you’re behind the wheel, particularly as a first-time driver. Always wear your seatbelt and ensure all passengers do the same. 

Adjust your mirrors before starting every journey to ensure you have full visibility of the road. Keep a safe distance from the car in front of you and always adhere to speed limits. In wet or icy conditions, drive slower and maintain more space to allow for greater stopping distances.

Building your confidence

Driving independently for the first time can be nerve-wracking. Start with short journeys on familiar roads to build your confidence. Gradually increase your driving distances and experience different types of roads and traffic conditions. 

You can always take a Pass Plus course, which provides additional training in areas like motorway and night-time driving. This could boost your confidence but may also help you save money with lower insurance premiums.

Getting the best car insurance deals

Car insurance is mandatory in the UK and, as a first-time driver, you may find yourself paying excessive amounts for insurance policies. However, there are ways to get better deals:

• Shop around: Compare quotes from different insurers. Comparison websites can give you a broad view of available options, but going direct to car insurance providers is also worthwhile to compare premiums.
• Consider telematics insurance: Also known as “black box” insurance, this type of policy monitors your driving habits and can lower your premium if you drive safely.
• Increase your excess: A higher voluntary excess can reduce your premium. But always ensure you can afford the excess amount in case of a claim.
• Add a named driver: Adding an experienced named driver, such as a parent, can lower your insurance costs. You should still be the main driver and policyholder.
• Build up your no-claims bonus: Over time, you’ll be rewarded for safe and claim-free driving with a no-claims bonus. This can significantly reduce your insurance premiums, so it’s worth protecting it.

These are some of the most important things to consider as a first-time driver. Take your time, get a feel for your car and the road, and enjoy the freedom afforded by your new licence.