I am so all about saving money, mainly because I want to buy my forever home as soon as possible, but also because where I am currently freelancing I never know how much money I’m going to earn each month either. I’ve been burrowing away my pennies for some time now and I’m really happy to see the amount growing slowly but surely, it just feels so rewarding! Here are my top five tips on how you can see that money grow and grow…
This might sound like an odd one, but I like to use cash still occasionally when we get cabs or if I am budgeting on a night out, and when it comes to the end of the week, I will empty out the coins that are left in my purse and pop them in a jar. Over a few months of doing this, Mike included, we had over £100 in our jar without even really thinking about saving.
Cashback is another great way to save and makes shopping feel a little less indulgent when you know you’re getting a little something back! I’m a member of Topcashback and Quidco, and these are 2 of the most popular website for this in the UK. Before I do any shopping online I check to see if there are any offers on either of the sites! Not only do these types of sites offer great deals when you sign up for new services such as internet providers, insurance and mobile phone tarrifs, they can also be a great way to create a regular income on everyday purchases. If like me you travel by train often, trainline.com offer regular cashback on all bookings and it all adds up in the long run!
Buy your Groceries Online
One that I do, and that the team from Cash Lady, click here for more info on their services, recommend to is buying groceries online may seem counterintuitive when you are trying to save money, but if you have not tried this recently, you might be surprised at today’s delivery prices. Ordering food for delivery was once significantly more expensive than visiting the supermarket in person, though many now offer free delivery or charge as little as £1. I also can’t help myself when walking around a store, as a few weeks backs I thought I’d pop out to the shop and ended up spending double what I normally would as I just kept picking items up. When I shop online I literally just buy what I know I need!
We’ve all seen and heard of Groupon, Wowcher and Living Social, but are you using them to their full potential? Before I plan any days out, meals or gifts I always check to see what they have to offer as you may just get lucky! They often have great offers on well-known restaurants meaning you can get more for your money with deals such as three course with wine with a certain price or total bargains on hotel stays. We love to get away as much as we can so we do it on a budget and these type of sites are so handy for that! Do always check the fine print before purchasing though!
Sometimes newsletters can be dead annoying, but some of them are well worth being a part of as they offer great deals. My favourite one is London Stanstead as they will offer 25% off parking which makes such a huge difference to the cost. It also helps to be signed up to your favourite brands around the time of Black Friday and Christmas as they will often send out their offers a few days in advance so you don’t have to go sifting through all of the sites you love to find the best deals as they are right there in your inbox!